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U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®is a new credit card for small businesses.
- Cardholders can earn a welcome bonus of
U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®.
- The card has no annual fee and earns up to 3% cash back in select categories.
- Read Insider’s guide to the best small-business credit cards.
There’s no shortage of new credit cards hitting the market, and now small-business owners have a new option to consider. US Bank has launched the
New cardholders can earn
The card offers 3% cash back in popular business spending categories:
All other purchases earn 1% cash back, and there are no spending caps.
Read more: The best cash-back credit cards of 2021
US Bank Triple Cash Rewards credit card details
Earning a $500 cash back welcome bonus on a no-annual-fee card is a good deal, but keep in mind you’ll have to spend $4,500 in 150 days to unlock the offer. That said, if your business spends a lot in the 3% bonus categories (gas stations, office supply stores, restaurants, and cell phone service providers), the
If your business buys software subscriptions, like QuickBooks or FreshBooks, the card could put even more cash back in your pocket. After 11 consecutive months of eligible software service purchases made directly with a software service provider, you’ll receive a $100 statement credit – and this benefit resets every 12-month period.
For a no-annual-fee card, the other benefits on the
Another good reason to consider the
If your business has large purchases coming up you want to pay for over time, using a 0% APR offer is a good way to save on interest. Just be sure you have the means and a plan to pay off your balance before the introductory period expires, otherwise you could be on the hook for high interest charges.
Alternatives to the US Bank Triple Cash Rewards card
Depending on your spending habits and how you like to earn and redeem rewards, other small-business cards could be a much better fit for you. You’ll also want to consider if you can meet the minimum spending requirement in the specified timeframe, or conversely – if you have substantial expenses – if a different card with a heftier bonus is a better fit.
Read more: The best current credit card sign-up bonuses
If you want the flexibility of redeeming rewards for more than just cash back, a flexible rewards card like the no-annual-fee
Here are a few top alternatives:
|Card||Welcome bonus||Earning rate|
||1.5% cash back (1.5x Ultimate Rewards points) on all purchases with no cap|
5% cash back (5x Ultimate Rewards points) at office supply stores and on internet, cable, and phone services*
2% cash back (2x Ultimate Rewards points) at gas stations and restaurants*
1% cash back (1x Ultimate Rewards points) on all other purchases
||2% cash back on the first $50,000 in purchases each year, then 1% (cash back is received in the form of Reward Dollars)|
||2x Membership Rewards points on the first $50,000 in purchases each year (then 1x)|
*5% cash back and 2% cash back on the
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