This post contains links to products from our advertisers, and we may be compensated when you click on these links. Our recommendations and advice are ours alone, and have not been reviewed by any issuers listed. Terms apply to offers listed on this page.
Review: Is the World of Hyatt Credit Card the best credit card for you?
If you like staying at Hyatt hotels,
Read more: The best hotel credit cards of 2021
The card earns 4 points per dollar spent at Hyatt, 2 points per dollar spent at restaurants, on airline tickets purchased directly from the airline, fitness clubs and gym memberships, and local transit and commuting, and 1 point per dollar on all other purchases.
You’ll also get a free award night every year on your cardmember anniversary to use at any Hyatt Category 1 through 4 hotel. This benefit alone can easily outweigh the card’s
Every time you spend $5,000 on the card, you’ll earn two nights toward elite status with Hyatt. And when you spend $15,000 in a calendar year, you’ll earn another award night to use at any Hyatt Category 1 through 4 hotel. These benefits work well with the current welcome offer because with $15,000 in spending you’d earn the full welcome bonus, get another free award night added to your account, and earn six night credits toward elite status – and that’s on top of the five night credits you get just for having the card. These benefits can give you a big head start toward higher elite status with Hyatt.
Read more: 11 credit cards that get you hotel elite status just by having them in your wallet
If it’s just Hyatt points you want, consider the
There’s also the
If you have a small business, take a look at the
Comparison: Chase World of Hyatt card vs other Chase hotel cards
|
|
|
|
|
|
Annual fee |
|
|
|
|
Rewards rate |
4x points* on Hyatt stays and experiences 2x points on dining, flights purchased directly from the airline, fitness and gym memberships, and local transit and commuting 1 point per dollar on all other eligible purchases |
10x points* on IHG purchases 2x points at gas stations, grocery stores, and restaurants 1 point per dollar on all other eligible purchases |
6x bonus points* on eligible purchases at participating Marriott Bonvoy hotels 2 points per dollar on all other eligible purchases |
|
Welcome bonus |
|
|
|
|
Card benefits |
World of Hyatt Discoverist elite status Five elite night credits each calendar year Two elite night credits for every $5,000 in purchases Annual free night award***** An additional free night award***** after you spend $15,000 on purchases in a calendar year Lost luggage reimbursement Baggage delay insurance Trip cancellation/interruption insurance Purchase protection Visa Signature concierge |
IHG Platinum Elite status Fourth reward night free when you redeem points for a stay of four or more nights Global Entry or TSA PreCheck application fee credit 20% discount when you purchase points with your card 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary Car rental insurance (secondary in the US, primary otherwise) Trip cancellation/interruption insurance Travel accident insurance Lost luggage reimbursement Baggage delay insurance Travel and emergency assistance services Purchase protection Extended warranty |
Marriott Bonvoy Silver elite status 15 elite night credits each calendar year Car rental insurance (secondary in the US, primary otherwise) Lost luggage reimbursement Trip delay reimbursement Baggage delay insurance Purchase protection Extended warranty Travel and emergency assistance services Visa Signature concierge |
|
Foreign transaction fee |
No |
No |
No |
|
Review |
* Bonus points at IHG, Marriott, Hilton, and Hyatt hotels are in addition to the points members would normally earn from a stay
*** The
**** The
*****
World of Hyatt card vs other hotel credit cards
|
|
|
|
|
|
Annual fee |
|
|
|
|
Rewards rate |
4x points* on Hyatt stays and experiences 2x points on dining, flights purchased directly from the airline, fitness and gym memberships, and local transit and commuting 1 point per dollar on all other eligible purchases |
12x points* on eligible Hilton purchases 6x points at eligible US supermarkets, gas stations, and restaurants 3 points per dollar on all other eligible purchases |
6x points* on eligible Wyndham purchases 6x points at gas stations 4x points on dining and grocery stores 1 point per dollar on all other eligible purchases |
|
Welcome bonus |
|
|
|
|
Card benefits |
World of Hyatt Discoverist elite status Five elite night credits each calendar year Two elite night credits for every $5,000 in purchases Annual free night award***** An additional free night award***** after you spend $15,000 on purchases in a calendar year Lost luggage reimbursement Baggage delay insurance Trip cancellation/interruption insurance Purchase protection Visa Signature concierge |
Hilton Gold elite status Upgrade to Diamond status after you spend $40,000 on eligible purchases in a calendar year Free weekend night certificate after you spend $15,000 on eligible purchases in a calendar year Priority Pass Select airport lounge membership** with 10 free visits per year Secondary car rental insurance Baggage insurance plan Purchase protection Extended warranty Global Assist Hotline |
Wyndham Platinum elite status 7,500 bonus points every year on your card anniversary Cardmember booking discount on the best available rate at Wyndham hotels 10% points discount on Go Free awards |
|
Foreign transaction fee |
No |
No |
No |
|
Review |
* Bonus points at IHG, Marriott, Hilton, and Hyatt hotels are in addition to the points members would normally earn from a stay
*****
How to earn rewards with the Chase World of Hyatt card
With
Read more: I haven’t paid for a hotel room in 10 years – here’s how I stay for free
You’ll also earn 2 points per dollar at restaurants, on flights purchased directly from the airline, and on gym membership and fitness clubs. An interesting bonus category is for commuting, which includes taxis, mass transit, tolls, and rideshare services – purchases in this category earn 2 points per dollar. All other purchases earn 1 point per dollar.
How to use Hyatt points
It’s easy to redeem Hyatt points and free night awards for hotel stays through Hyatt.com. On the website, you can search for a hotel by location or award category. Here’s how many points you’ll need for a free room in each category:
- Category 1 – 5,000 points
- Category 2 – 8,000 points
- Category 3 – 12,000 points
- Category 4 – 15,000 points
- Category 5 – 20,000 points
- Category 6 – 25,000 points
- Category 7 – 30,000 points
- Category 8 – 40,000 points
Free nights start at just 5,000 points for standard rooms. Regency Club and Grand Club rooms, which give you access to hotel lounges, start at 7,000 points per night, and suites start at 8,000 points per night.
Read more: How to earn, redeem, and maximize Hyatt points
Hyatt has all-inclusive resorts which cost 25,000 points per night for standard rooms and 40,000 points per night for standard suites, based on single or double occupancy. The exceptions are Hyatt Ziva Los Cabos and Hyatt Ziva Puerto Vallarta, where standard rooms are 20,000 points per night and standard suites are 32,000 points per night for single or double occupancy.
Miraval resorts start at 45,000 points per night and go up to 125,000 points per night based on room type and number of people. There are currently three locations: Austin, Tucson, and the Berkshires of Massachusetts.
You can stretch your points further with Points + Cash rates, which allow you to pay 50% of the points rate and get 50% to 70% off the standard cash rate.
It’s also possible to redeem Hyatt points for room upgrades on paid rates at 3,000 points for club lounge access, 6,000 points for a standard suite, or 9,000 points for a premium suite.
With
Benefits and features
Free night at a Category 1 through 4 hotel every year
Every year on your cardmember anniversary, you’ll get an award night added to your account that you can use at any Hyatt Category 1 through 4 hotel.
Many hotels on the list cost more per night than the card’s annual fee, so this benefit alone can make
Automatic Discoverist elite status
Hyatt has reciprocal relationships with M Life, where you’ll get Pearl elite status at MGM hotels, and with American Airlines, which gets you 1 Hyatt point per dollar spent on American Airlines flights.
Five qualifying night credits toward elite status
Every year, you’ll receive five qualifying night credits toward elite status automatically added to your account. This gives you a boost toward earning a higher elite status tier when you stay with Hyatt.
Two additional qualifying night credits for every $5,000 spent
Every time you spend $5,000 on
Ability to earn an additional free award night
If you spend $15,000 on
Free DoorDash subscription
With
Damage and theft purchase protection
New purchases made with
Extended warranty protection
When you purchase an eligible item with
Auto rental collision damage waiver insurance
When you pay for a rental car with your card and decline the rental company’s collision insurance, you’re covered for theft and collision damage. In the US, coverage is secondary to your personal insurance, but is primary abroad.
Baggage delay insurance
If your baggage is delayed over six hours, you can get reimbursed for essential purchases like toiletries and clothing up to $100 a day for five days. You, your spouse, and your immediate family members are all covered when you travel together.
Lost luggage reimbursement
If you or an immediate family member check or carry on luggage that gets damaged or lost, you’re covered up to $3,000 per passenger per trip.
Trip cancellation and interruption insurance
If your trip is canceled or cut short because of sickness, severe weather, or another covered situation, you can get reimbursed up to $5,000 per person and $10,000 per trip for pre-paid, non-refundable travel expenses with a maximum benefit of $20,000 per 12-month period.
Read more: 4 credit cards with the most comprehensive travel insurance – from trip cancellation to lost luggage
Trip delay reimbursement
If your travel plans are delayed more than 12 hours or require an overnight stay, you and your family can be reimbursed for necessary expenses, such as meals and lodging, up to $500 per ticket.
Fraud protection and alerts
Chase uses real-time fraud monitoring to protect your account. You can sign-up to receive a text, email, or call if there’s any unusual activity.
Zero liability protection
You won’t be responsible for unauthorized charges made with your card or account information. This feature protects you in the event that your card is lost or stolen. You can also temporarily lock your card if you misplace it.
Free credit report and credit monitoring
Fees and costs
Read more: The best credit cards with no foreign transaction fees
Like most other cards,
Powered by WPeMatico
