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- Chase has extended its popular Pay Yourself Back program on certain cards – some until March 2022.
- Sapphire cardholders can now redeem points toward Airbnb and Away luggage purchases.
- Some previous categories, including grocery and home improvement stores, are no longer an option.
- Read Insider’s guide to the best Chase credit cards.
Chase’s Pay Yourself Back feature was introduced near the start of the pandemic to give cardholders another high-value option for redeeming points when travel was at a standstill. Since then, it’s become very popular, with Chase adding new categories and extending the program over recent months.
The latest extension, through September 30, has just expired – and now Chase has updated Pay Yourself Back again. This time, it’s added new categories to the
Read more: How Chase Pay Yourself Back works
In addition, some of the most flexible categories – like grocery stores – are no longer a redemption option. Here’s a breakdown of the changes.
Chase Pay Yourself Back extension
Chase Pay Yourself Back allows cardholders to redeem Ultimate Rewards points at a fixed value of more than 1 cent per point (the standard cash-back rate) toward eligible purchases. The categories and redemption rates vary by card, with bonus values ranging from 1.1 cents per point to 1.5 cents per point.
Read more: It’s time for Chase to make its much-loved Pay Yourself Back feature permanent
New Pay Yourself Back categories
Starting October 1, 2021,
In addition,
Meanwhile,
Categories that haven’t been extended
On top of losing dining as a category on the
On the Chase Freedom card front, the Pay Yourself Back promotion for dining purchases has also expired. No new categories have been added on the
Current Chase Pay Yourself Back categories
Here’s a summary of the updated Chase Pay Yourself Back categories on each card and the value you’ll get per point when you redeem.
| Chase card | Pay Yourself Back categories and bonus value |
|
Airbnb, Awaytravel.com, and dining through March 31, 2022 – 50% bonus (1.5 cents per point) Annual membership fee through December 31, 2021 – 50% bonus (1.5 cents per point) Eligible charities through December 31, 2022 – 50% bonus (1.5 cents per point) |
|
|
Airbnb and Awaytravel.com through March 31, 2022 – 25% bonus (1.25 cents per point) Eligible charities through December 31, 2022 – 25% bonus (1.25 cents per point) |
|
|
Ink Business Plus® Credit Card (no longer available to new applicants) |
Advertising purchases made with social media sites and search engines, shipping, internet, cable, and phone service purchases through December 31, 2021 – 25% bonus (1.25 cents per point) Eligible charities through December 31, 2022 – 25% bonus (1.25 cents per point) |
|
|
Internet, cable, and phone service purchases through December 31, 2021 – 10% bonus (1.1 cents per point) Eligible charities through December 31, 2022 – 25% bonus (1.25 cents per point) |
|
|
Eligible charities through December 31, 2022 – 25% bonus (1.25 cents per point) |
Keep in mind your Chase Ultimate Rewards points won’t expire as long as your account is open and in good standing, so if the current categories don’t make sense for you, there’s no harm in holding onto your points for a better redemption.
Read more: How to earn, redeem, and maximize Chase Ultimate Rewards points
There’s no right or wrong way to redeem your points, but you’ll typically get the most value if you have a
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